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Last credit report: Aug 23, 2006

THE FTC's ID-theft Web site ( offers step-by-step instructions for reporting identity theft. To keep an eye out for suspicious activity, order a free copy of your credit report from each of the three credit bureaus every year at AnnualCreditReport?.com. For updates on security breaches, see the Web sites of the Privacy Rights Clearinghouse ( and the Identity Theft Resource Center (

You can contact each of the three credit bureaus directly:

Equifax: or 1-800-997-2493/800-685-1111

 mail request to: csc credit services, po box 619046, dallas tx 75261-9046

Trans Union: or 1-800-888-4213/800-680-7289

 mail: po box 6790, fullerton ca, 92634

Experian: or 1-800-397-3742/888-397-3742

 mail: po box 9530, allen tx, 75013

Beginning December 1, 2004, the FCRA allows consumers to get one free comprehensive disclosure of all of the information in their credit file from each of the three national credit reporting companies (Experian, TransUnion?, and Equifax) once every 12 months through a central source. Georgia residents can receive two disclosures per year. Although comprehensive, the credit reports from each of the three national credit reporting companies that are available from ConsumerInfo?ís Web Sites may not have the same information as a credit report obtained directly from the three national credit reporting companies or through the central source. To request your free annual report under the FCRA, you must go to The Products on this Web Site are not related to the free FCRA disclosure that you are or may be entitled to.

Finding the bureaus: You can contact each of the three credit bureaus directly:

    * Equifax: or 1-800-997-2493
    * TransUnion?: or 1-800-888-4213
    * Experian: or 1-800-397-3742.

You can get an instant look at a single credit report or all three at myFICO ( The fee for all three is $38.85.

Check your credit report at each of the three major credit bureaus:

Equifax 800-685-1111

Experian 888-EXPERIAN

TransUnion? 800-888-4213

You can contact the agencies directly to get a copy of your credit report. Or you can also visit to request your reports for free online. This new free service is being offered to consumers once every 12 months and is being rolled out now across the country.

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Page last modified on March 06, 2008, at 02:29 PM EST